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Passaic's largest employment sectors are healthcare, retail trade, and manufacturing, a mix that traces back to the city's 19th-century role as one of New Jersey's original manufacturing centers alongside Camden, Elizabeth, Jersey City, and Newark. St. Mary's General Hospital, the Passaic City School District, and the City of Passaic itself rank among the top local employers.

Main Avenue is Passaic's principal commercial corridor, running from Passaic Park along the river down into downtown, lined with shops and restaurants shaped by the city's growing Latino population. Some stretches of the corridor are well-established, others are still redeveloping. At the county level, employers like BAE Systems and St. Joseph's Regional Medical Center in neighboring communities draw on Passaic's roughly 70,000-person workforce, which skews toward service, sales, office, and production work.

With a workforce concentrated in service, sales, office, and manufacturing roles, and a dense commercial strip along Main Avenue mixing established shops with newer businesses, Passaic supports steady demand for local contractors, dentists, and repair trades serving both residential blocks and the storefronts that line the corridor. The city's hospital and school district employment base also keeps demand for everyday professional and home services consistent year-round.