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Lawrence's economy still carries a strong military and federal footprint even though Fort Benjamin Harrison itself closed as an active Army post on September 30, 1996. The Defense Finance and Accounting Services Center, based on the former fort grounds, is Lawrence's largest employer with more than 4,000 employees. The Fort Harrison Reuse Authority was created specifically to manage the base's conversion into civilian use, and the state took ownership of 1,700 of the fort's 2,500 acres for Fort Harrison State Park.

What was once Army barracks and a blacksmith shop is now a mixed-use campus with a tech office presence, dining, a golf course, a YMCA, and the state park inn, alongside the National Guard's Lawrence Armory Readiness Training Center, which opened in 2011. That redevelopment pattern, converting former federal land into a working commercial and recreational district, sets Lawrence's business geography apart from typical suburban Indianapolis growth driven by new subdivisions.

With a large federal payroll workforce at the Defense Finance and Accounting Services Center and a redeveloped fort campus mixing offices, recreation, and residential use, Lawrence's local-service demand runs through a stable government-adjacent customer base as much as through typical residential growth, which rewards plumbers, HVAC firms, dentists, and lawyers who can speak to both audiences.